Terms of Service

1. Acceptance of Terms

These Terms constitute a legally binding agreement between you and the Service Provider (Vinay E Patil) governing your access to and use of the Application. Continued use of the Application after any update to these Terms constitutes your acceptance of the revised Terms.

2. Eligibility

You must be at least 18 years old, or the age of legal majority in your jurisdiction if higher, to create an account and use the Application. The Application is not directed at, and must not be used by, anyone under 18 — see our Privacy Policy for details. By using the Application, you represent that you meet this requirement and that you have the legal capacity to enter into these Terms.

3. Account Registration & Security

You may sign in using Google Sign-In, email OTP, or another supported method. You are responsible for maintaining the confidentiality of your account and for all activity that occurs under it. Notify us immediately at support@homeassetai.com if you suspect unauthorized use of your account. We are not liable for any loss arising from unauthorized use of your account that results from your failure to keep your credentials or device secure.

4. License to Use the Application

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to download and use the Application on a device you own or control, solely for your personal, non-commercial use of tracking your own assets, receipts, warranties, service history, and reminders.

You may not: (a) reverse engineer, decompile, or disassemble the Application except as permitted by applicable law; (b) copy, modify, or create derivative works of the Application; (c) rent, lease, sell, sublicense, or otherwise transfer rights to the Application; (d) remove or obscure any proprietary notices; or (e) use the Application to build a competing product or service.

5. Your Content & AI Processing

"Your Content" means the photos, receipts, invoices, warranty cards, insurance documents, notes, and other materials you upload or capture within the Application. You retain all ownership rights to Your Content.

• You grant us a limited, worldwide, non-exclusive license to host, store, process, and display Your Content solely for the purpose of operating and providing the Application's features to you (including the "Smart Scan" feature described below).
• Smart Scan / AI extraction: when you use Smart Scan, the image or document you submit is sent to Google's Gemini API to automatically extract structured details (e.g. brand, price, dates, warranty period). This processing is described in detail in our Privacy Policy.
• You represent that you have the right to upload Your Content and that it does not infringe any third party's rights or violate any law.
• We do not claim ownership of Your Content and do not sell it. Our license to Your Content ends when you delete the relevant item or your account, subject to the backup retention period described below.
• Data Backups: While we employ industry-standard automated backup routines and security protocols to preserve data availability, we do not guarantee against catastrophic loss. The Application is a supplementary digital logbook; we strongly encourage users to keep independent physical or local digital records of vital assets, original documents, warranties, and receipts.

6. AI-Generated Content Disclaimer

Data extracted or suggested by AI (including Smart Scan results, market value estimates, maintenance recommendations, and auto-generated summaries) is provided for convenience only and may be inaccurate, incomplete, or outdated. You are solely responsible for reviewing and verifying any AI-extracted or AI-suggested information before relying on it — including for insurance claims, warranty disputes, resale negotiations, tax, or any other purpose. The Application is not a substitute for professional appraisal, legal, financial, or insurance advice.

7. Subscriptions, Pricing & Cancellation

The Application offers a free tier and an optional paid "Pro" subscription, billed annually through Google Play Billing. By subscribing, you agree to the following, which supplement Google Play's own terms:

• Payment is charged to your Google Play account at the confirmation of purchase.
• Your subscription automatically renews at the then-current price (plus applicable taxes) unless you turn off auto-renew at least 24 hours before the end of the current billing period.
• You can manage or cancel your subscription at any time from the Google Play Store app (Menu → Subscriptions) or from within the Application.
• No cancellation or refund of the current billing period is provided by us once a subscription payment is processed; refunds are handled solely at Google Play's discretion under its own refund policies.
• We may change subscription pricing going forward; any change will not affect a billing period you have already paid for, and where required by law we will notify you before a price change takes effect on renewal.
• Deleting your account does not cancel an active subscription — you must separately cancel it through Google Play, or billing will continue.
• EU/UK Consumers: If you reside in the European Union or United Kingdom, you acknowledge that access to Pro subscription digital features begins immediately upon confirmation of purchase, and any refund or cancellation requests are handled in accordance with Google Play's statutory and merchant refund policies.

8. Acceptable Use

You agree not to:

• Use the Application for any unlawful purpose or in violation of any applicable law or regulation;
• Upload content that is infringing, defamatory, obscene, or that you do not have the right to share;
• Attempt to gain unauthorized access to the Application's backend, other users' accounts or data, or circumvent any security or rate-limiting measure;
• Use automated means (bots, scrapers) to access the Application other than through documented, authorized interfaces;
• Interfere with or disrupt the integrity or performance of the Application or its infrastructure.

We may suspend or terminate accounts that violate this section, with or without notice, at our discretion.

9. Third-Party Services

The Application relies on third-party services — including Google Firebase (Authentication, Firestore, Storage, Crashlytics, Analytics), Google Gemini API, Google Play Billing, and Expo — to operate. Your use of features backed by these services is also subject to the applicable third party's own terms, as listed in our Privacy Policy. We are not responsible for the acts, omissions, or downtime of third-party services outside our control.

10. Intellectual Property

The Application, including its design, branding ("Service Log Book : Home Asset AI"), logos, source code, and all content we create (excluding Your Content), is owned by the Service Provider and protected by intellectual property laws. Nothing in these Terms transfers any of our intellectual property rights to you beyond the limited license in Section 4.

11. Disclaimer of Warranties

THE APPLICATION IS PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE APPLICATION WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT AI-EXTRACTED DATA WILL BE ACCURATE. NOTHING IN THIS SECTION LIMITS ANY WARRANTY OR RIGHT THAT CANNOT BE EXCLUDED UNDER APPLICABLE LAW, INCLUDING CONSUMER-PROTECTION LAWS THAT MAY APPLY IN YOUR JURISDICTION.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE PROVIDER SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF DATA, REVENUE, OR PROFITS, ARISING OUT OF OR RELATED TO YOUR USE OF (OR INABILITY TO USE) THE APPLICATION, INCLUDING RELIANCE ON AI-EXTRACTED OR AI-SUGGESTED DATA, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE EXTENT PERMITTED BY LAW, OUR TOTAL AGGREGATE LIABILITY FOR DIRECT DAMAGES ARISING FROM THESE TERMS OR YOUR USE OF THE APPLICATION SHALL NOT EXCEED THE AMOUNT PAID BY YOU, IF ANY, IN THE 12 MONTHS PRECEDING THE CLAIM.

Exceptions: Nothing in these Terms shall limit or exclude our liability for death or personal injury caused by our negligence, fraud, willful misconduct, or gross negligence. Furthermore, this limitation does not affect or override any non-waivable statutory consumer rights or private rights of action available to you under local law (including, where applicable, the California Consumer Privacy Act, EU/UK Consumer Rights frameworks, or the Indian Consumer Protection Act, 2019).

13. Indemnification

You agree to indemnify and hold harmless the Service Provider from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising from: (a) Your Content; (b) your violation of these Terms; or (c) your violation of any law or the rights of a third party.

14. Termination & Account Deletion

You may delete your account at any time from within the Application under Profile → Delete Account, which permanently and irreversibly deletes your account data, uploaded documents, and associated files from our live production systems. If you do not have access to the app, you may submit a deletion request via our Account & Data Deletion Page or by emailing support@homeassetai.com. A residual copy may persist in our encrypted backups for up to 7 days before being purged, as described in our Privacy Policy. This does not cancel an active Google Play subscription — see Section 7.

We may suspend or terminate your access to the Application if you violate these Terms, pose a security risk, or if required to do so by law. Provisions of these Terms that by their nature should survive termination (including Sections 10–13 and 15) will survive.

15. Governing Law and Dispute Resolution

These Terms are governed by the laws of India, without regard to conflict-of-law principles. Subject to any mandatory consumer-protection rights available to you under the law of your own country of residence, you agree that any dispute arising from or relating to these Terms or the Application shall be subject to the exclusive jurisdiction of the courts located in Bengaluru, Karnataka, India. Before initiating formal proceedings, you agree to first attempt to resolve any dispute informally by contacting us at support@homeassetai.com.

Nothing in this Section restricts your right, if you are a "consumer" under India's Consumer Protection Act, 2019, to approach the Consumer Disputes Redressal Commission having jurisdiction over your place of residence.

16. Changes to these Terms

We may update these Terms from time to time. Material changes will be notified through the Application or by posting an updated "Effective Date" on this page. Continued use of the Application after a change takes effect constitutes acceptance of the revised Terms. If you do not agree to a change, you must stop using the Application and may delete your account.

17. General Provisions

• Entire Agreement: These Terms, together with our Privacy Policy, constitute the entire agreement between you and the Service Provider regarding the Application.
• Severability: If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.
• No Waiver: Our failure to enforce any right or provision of these Terms will not be considered a waiver of that right or provision.
• Assignment: You may not assign or transfer these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, or sale of assets.
• Force Majeure: We are not liable for any failure or delay in performance to the extent caused by circumstances beyond our reasonable control, including natural disasters, war, governmental action, or outages of third-party infrastructure we rely on (including Google Cloud, Firebase, or Google Play services).

18. Contact Us

If you have any questions about these Terms, please contact us at support@homeassetai.com, or by post at 203, mvr pride, gunjur-balagere, Bengaluru 560087, Karnataka, India.